PF (Provident Fund) Calculator – Calculate Your PF Easily

Use our PF Calculator to quickly calculate your monthly EPF contribution, employer share, pension (EPS) amount, and total yearly PF savings. This tool is completely free and fast.

What is Provident Fund (PF) (पीएफ क्या है?)?

Provident Fund (PF) is a retirement savings scheme for salaried employees in India. Every month, both the employee and employer contribute a percentage of salary to the PF account to build a secure future. पीएफ एक रिटायरमेंट सेविंग योजना है जो नौकरीपेशा लोगों के लिए होती है।

PF Calculator कैसे उपयोग करें?

• मासिक वेतन दर्ज करें
• कर्मचारी और नियोक्ता योगदान देखें
• कुल PF बैलेंस जानें

How PF Calculation Works

• Employee Contribution: 12% of Basic + DA
• Employer Contribution: 12% (divided into EPF and EPS)
• Employer EPF Share: 3.67%
• Employer EPS Share: 8.33%
• PF grows with compound interest declared by EPFO yearly.

Features of Our PF Calculator

• Easy and accurate PF calculation
• Employee vs Employer PF breakdown
• Pension (EPS) calculation
• Total monthly & yearly PF amount
• Free financial & developer tools for community

Benefits of Checking Your PF

• Understand your monthly PF savings
• Plan retirement with real numbers
• Know your take-home salary impact
• Estimate future PF growth
• Clear view of employee & employer contribution

How to Use This PF Calculator

1. Enter your Basic Salary + DA
2. The calculator auto-calculates your PF
3. See employee share, employer share and pension amount
4. Optional: Enter years to see future PF value

Example PF Calculation

If your Basic Salary = ₹20,000

• Employee PF: ₹2,400
• Employer EPF: ₹734
• Employer Pension (EPS): ₹1,666
• Total Monthly PF: ₹4,800
• Total Yearly PF: ₹57,600

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