How is FD interest calculated?

FD interest is calculated using compound interest based on the banks compounding cycle.

Which FD gives highest returns?

Small finance banks like AU, Equitas and Ujjivan often offer higher FD interest rates than major banks.

Is FD interest taxable?

Yes, FD interest is fully taxable unless invested in a tax-saving FD.

FD Calculator – Fixed Deposit Interest Calculator (2025)

Calculate fixed deposit interest, maturity amount, and total returns for bank and post office FD investments in India.

यह FD कैलकुलेटर आपको बैंक या पोस्ट ऑफिस की फिक्स्ड डिपॉजिट पर मिलने वाले ब्याज और मैच्योरिटी राशि की सही गणना करने में मदद करता है।

What is an FD (Fixed Deposit)?

A Fixed Deposit (FD) is a secure investment option where you deposit a fixed amount with a bank for a fixed tenure at a guaranteed interest rate. FD returns are safe and ideal for long-term savings.

FD Calculator for Indian Banks

This FD calculator is designed for Indian banks including SBI, HDFC, ICICI, Axis Bank, and small finance banks. It supports annual, quarterly and monthly compounding methods used by most banks in India.

FD Calculator with Monthly, Quarterly & Yearly Compounding

Different banks use different compounding methods. This FD calculator supports monthly, quarterly and yearly compounding to give accurate maturity values.

How FD Interest is Calculated?

FDs use compound interest calculation
Banks use different compounding periods:
- Yearly
- Quarterly
- Monthly
Maturity value = Principal + Interest

Benefits of FD Investment

Safe investment with guaranteed returns
Higher rates for senior citizens
Stable compared to mutual funds or stock market
Tax-saving FD option for 80C benefits

Example FD Calculation

Deposit: ₹1,00,000
Rate: 7%
Tenure: 5 years

Maturity Amount: ₹1,40,255
Total Interest: ₹40,255

FD Calculator Online – Fixed Deposit Interest Calculator FD कैलकुलेटर – फिक्स्ड डिपॉजिट ब्याज की गणना करें